Payment Options (Installment Plan)

Installment Options

Installment Option 1: Synchrony


It’s like layaway but you go home with your favorite surfboard today. You pay no interest as long as you make your monthly payments, you can pay it off any time you want with no penalty.


Synchrony Bank is a major issuer of store credit cards in the U.S. We’ve hundreds of people over the past 15 years that’s used this card with us. It takes 10 minutes to fill out the online app with two forms of ID; less than 5 seconds later you get approval and can walk with your new board. Questions? Come in or call us at 808-597-9055.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


Installment Option 2: Paypal Credit


About PayPal Credit

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use to spread the cost of your online purchases. There is no annual fee for a PayPal Credit account.

How does the 0% for 4 months offer work?

Every time you spend $99 or more, either in one transaction or on your checkout basket total, you can enjoy 0% interest for 4 months. This means that you won’t pay any interest on your balance for 4 months. You still have to make the minimum repayment on your balance each month.

How do instalment offers with PayPal Credit work?

You can choose to spread the cost for longer using instalment offers with PayPal Credit. This finance option is available at selected online stores and enables you to spread the cost over 6 to 24 months at promotional interest rates lower than PayPal Credit’s standard rate of interest. You have to make the agreed repayment amount each month until your balance is paid off.

How long does it take to apply for/receive PayPal Credit?

The application form takes minutes to complete. We'll then run a credit check and if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your credit agreement.